The Real Unemployment Number

Doesn't it feel to you that there are a lot more unemployed people than 9%? Well, that's because there are.
Only the officially unemployed are counted in the reported number. Not counted are the long term "discouraged" (benefits have expired) unemployed, closed small businesses, and folks working part time because that's all they can get. Combine those, and according to Shadow Government Stats, we have unemployment over 22%.

 Here's a chart courtesy of www.shadowstats.com :

What can we do with this information? We can develop empathy for our fellows and take that $25 payment arrangement for a while. We can reset our employees performance standards to include emphasis on higher volume of payments rather than just commission dollars.

We can be grateful when we're not part of the statistics and resolute in our beliefs when we are. Its going to be a long haul people! Start developing relationships with debtors because you're going to be talking to them a lot.